Build Your Wealth. Invest in Your Health.

Introducing the HWA — your Health Wealth Account.

Protect yourself from major medical events while investing in your future.

This Is What Health Insurance Should Have Been All Along

If your parents invested their monthly health premiums in an HWA starting at age 25, they could have over $1.2 million by age 65* — Ready to use for medical needs when they need it the most.

*Based on 2024 average U.S. family health insurance premiums for single and family plans (KFF Employer Health Benefits Survey)

How it works

Pay Monthly

Set your contribution amount each month, based on your lifestyle and goals.

Invest It

Invest your contributions so that money is there now and when you need it the most.

Stay Covered

Use your money for health expenditures and emergencies, just like you would insurance.

Why a Health Wealth Account is Smarter.


Traditional Insurance

Use it or lose it

Owned by your employer

No returns

Wasted for the healthy

Complicated claims

Health Wealth Account

Keep what you don’t use

Owned by you, forever

Market-based growth

Designed for the healthy

Transparent, digital-first